Client Financial Profile

Client Intake

About the client

Age

Whole years, 18-80.

Annual income ($)

Feeds Approach C only, $10,000-$5,000,000. See checkbox below.

Off: income above is a pre-retirement salary (Approach C projects a future retirement benefit from it). On: income above IS the client's actual current retirement income (e.g. Social Security/pension) — used directly, with no further haircut.

Already retired

Financial goal

Context for the recommendation. Sets a default target below.

Target goal amount ($)

Auto-fills from goal; edit freely, $10,000-$50,000,000.

Risk & time horizon

Risk tolerance

1 = Very Conservative, 10 = Very Aggressive.

1 10

6/10 — Moderate

Investment horizon (years)

Longer horizons can typically absorb more risk.

1 30

Contributions

Initial investment ($)

Starting portfolio value, $1,000-$10,000,000.

Monthly contribution ($)

Ongoing savings, $0-$50,000.

Summary

Defaults are pre-filled for a mid-career employee earning $150,000/yr gross: age 40, a 25-year horizon to a ~65 retirement, ~2x salary already invested, and a 15%-of-gross monthly contribution. Adjust anything on the left, then review.

Asset Allocation

Risk vs. Return

Efficient Frontier

Drawdown

How far each recommended portfolio fell from its prior peak, using the same backtest history as the Historical Backtest tab. The shaded band marks each approach's single worst peak-to-recovery period, with a marker at the trough.

Drawdown

Projected Wealth Over Time

Projected Wealth

Client Financial Profile

Client Intake

Summary

Asset Allocation

Risk vs. Return

Drawdown

Projected Wealth Over Time

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